Financial planning and guidance
Your Future, Planned with Care.
Independent advice. Human connection. Lasting trust.
We help people plan with clarity and confidence.
At The Planning Group Inc., financial planning is never just about money. It is about the people you care for, the goals you are working toward, and the future you want to build. We believe good planning changes lives, and we are committed to helping you move forward with confidence through honest advice and clear, thoughtful guidance.
Our approach is simple and personal. We take the time to listen, understand your story, and learn what truly matters to you. Every client arrives with different goals and different responsibilities, so we build plans that fit your life rather than forcing your life into a template. Your priorities shape the strategy, and your values guide every decision we make together.
We look at your financial world as a whole. Retirement planning, investments, insurance, estate considerations, business planning, and family goals all connect, and we bring clarity to how those pieces work together. Our focus is to help you understand your options, feel confident in your choices, and stay prepared for every stage ahead.
Our clients trust us because we lead with care. We believe in honest conversations, clear explanations, and relationships built on trust that lasts for years. We are here to guide, support, and protect what matters most to you.
We are your partners in building a future
you can feel confident about.
Clarity
Turning confusion into understanding. We simplify financial decisions so you can see the full picture with confidence.
Confidence
Making every decision feel secure. Our process gives you the structure and insight to move forward with peace of mind.
Care
We build relationships based on trust, empathy, and genuine understanding.
No matter where you are in life, we’ll help you plan for what comes next.
Personal Planning
Business Planning
Retirement
Estate
Insurance
Meet the Team
Our team is built on trust, experience, and genuine care.
Philip Sallaj, CFP, CLU, CH.F.C., CHS
Principal & Managing Partner
Philip began his career in financial planning shortly after completing his Commerce degree at Mount Allison University in 1996. Over the years, he has built deep expertise supporting business owners, professionals, and retirees who want clarity and confidence in their financial future. Community involvement has always been an important part of his life. He has coached minor sports for many years and served as Strategic Fundraising Cabinet Chair for the United Way, reflecting his commitment to helping people and strengthening the place he calls home.
Janice Cook
Director of Operations
Client care has always been at the heart of Janice’s work. With more than twenty years of experience in office management, she brings strong organization, steady dependability, and a warm, approachable style to every client interaction. Janice joined The Planning Group Inc. in 2022 and plays a key role in creating a calm and supportive experience for the people we serve. Outside of the office, she is a yoga enthusiast and a local abstract artist. She is also a Commissioner of Oaths for New Brunswick, which adds meaningful value to the services we provide.
Brady Miller, CFP, CLU
Financial Planner
Brady’s enthusiasm for the financial industry comes from a genuine desire to help people move forward with confidence. Since beginning his practice in 2019, he has focused on supporting families, individuals, and business owners through clear planning and thoughtful risk management. His approach is grounded in listening, understanding, and building lasting relationships that help clients reach their goals with clarity and peace of mind.
The guidance you need to move forward.
Honest advice for life’s important decisions
You deserve guidance that brings clarity to your decisions and confidence to your future. We take the time to understand where you are and where you want to go, then help you move forward with a plan that feels clear, calm, and achievable. With honest advice and steady support, we give you the direction you need to navigate life’s financial choices with confidence and peace of mind.
